Small Business Insurance
Comprehensive Protection for Your Growing Business.
Tailored cover for SMEs in South Africa. Compare free quotes and get instant cover.
Protecting thousands of small businesses across South Africa.
What is Small Business Insurance?
Running a small business is rewarding, but it comes with its own set of risks. From property damage to legal claims, a single incident can be devastating for an SME.
Small Business Insurance is a package of covers designed to protect your assets, your employees, and your reputation. It allows you to focus on growing your business while we handle the risks.
Core Coverage Options
Public Liability
Protection against claims for bodily injury or property damage caused to third parties.
- Legal defense costs
- Settlement awards
Business Assets
Cover for your office equipment, stock, and furniture against fire, theft, and damage.
- Replacement value
- Theft with forcible entry
Business Interruption
Compensation for lost income if your business is unable to operate due to a covered event.
- Fixed costs coverage
- Loss of profit
Why SimplyCovered for your SME?
We understand the unique challenges of small businesses.
Instant Cover
Get your policy in minutes, not days.
Flexible Limits
Choose the level of cover that fits your budget and risk.
Leading Insurers
Backed by South Africa's most trusted insurance brands.
Expert Support
Our team is here to help you every step of the way.
Frequently Asked Questions
What is the minimum cover I should have?
This depends on your industry and the size of your business. Most SMEs start with at least R1 Million in Public Liability.
Can I add more cover later?
Yes. As your business grows, you can easily update your policy to include more assets or higher liability limits.