Insurance for
IT & Technology
Cyber-secure coverage for the digital age. Software developers, IT consultants, and MSPs.
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Why IT & Technology Need Insurance
In the tech world, risks are virtual but the losses are real. Data breaches, software bugs causing client downtime, and IP disputes are common. Tech businesses need specialized liability cover.
Understanding your risks
Every industry has different exposures depending on the work performed and equipment used.
Choosing comprehensive protection
Ensure your policy protects everything from assets to liability risks.
Staying compliant
Maintain alignment with industry standards and legal requirements.
Essential Insurance for IT & Technology
Core coverages every business in this sector should have.
Professional Indemnity
Covers claims for negligence, such as coding errors or system failures that cause a client to lose money.
Learn MoreCyber Liability
Crucial for tech firms. Covers data breaches, hacking, ransomware, and third-party data loss.
Learn MoreElectronic Equipment
Insures your servers, laptops, and specialized hardware against theft, fire, or power surges.
Learn MoreAdditional Insurance Often Chosen
Extra protection for specific risks in your industry.
Intellectual Property
Protects against claims that your software infringes on someone else's copyright or patent.
Learn MoreDirectors & Officers
Protects company leadership from personal liability regarding management decisions.
Learn MorePublic Liability
Still needed if you visit client offices or they visit yours (slip-and-fall coverage).
Learn MoreChoosing the Right Cover for Your
Business
Every business operates differently. The type of work you perform and the size of your projects affect the insurance you need.
Comparing quotes from leading insurers allows you to select cover that matches your specific risks while keeping costs manageable.
Get Started NowDid you know?
A simple software update that crashes a client's e-commerce site for a day can result in a claim for their lost revenue. General Liability won't cover this; Professional Indemnity will.
Example Scenario
The Data Migration Disaster
"An IT consultant accidentally corrupted a client's customer database during a migration, losing 10% of the records. The client sued for the cost of data recovery. The consultant's PI policy covered the R500,000 claim."