Insurance for
Cleaning Services
Spotless coverage for your cleaning business. Domestic, commercial, and industrial cleaning insurance.
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Why Cleaning Services Need Insurance
Cleaners work on client premises, handling expensive equipment and furnishings. Accidents happen—spills on carpets, breakage of valuables, or slip-and-fall incidents. Insurance protects your reputation and your bottom line.
Understanding your risks
Every industry has different exposures depending on the work performed and equipment used.
Choosing comprehensive protection
Ensure your policy protects everything from assets to liability risks.
Staying compliant
Maintain alignment with industry standards and legal requirements.
Essential Insurance for Cleaning Services
Core coverages every business in this sector should have.
Public Liability
The most critical cover. Protects against claims for damage to client property (e.g., spilling chemicals on a rug) or injury (e.g., slipping on a wet floor).
Learn MoreEmployers Liability
Protects your business if an employee sues for a work-related illness or injury not fully covered by COID.
Learn MoreEquipment All Risks
Covers your cleaning machinery (vacuums, polishers) against theft or damage, even when moving between sites.
Learn MoreAdditional Insurance Often Chosen
Extra protection for specific risks in your industry.
Goods in Transit
Protects cleaning supplies and equipment while being transported in your vehicles.
Learn MoreChoosing the Right Cover for Your
Business
Every business operates differently. The type of work you perform and the size of your projects affect the insurance you need.
Comparing quotes from leading insurers allows you to select cover that matches your specific risks while keeping costs manageable.
Get Started NowDid you know?
Standard Public Liability policies often exclude "Damage to Property Being Worked On". Cleaning businesses need a specific extension to cover the actual item they are cleaning.
Example Scenario
The Marble Mistake
"A cleaning team used the wrong chemical on an expensive marble foyer, causing permanent staining. The client demanded the floor be replaced. The company's Liability policy with the correct extension covered the R200,000 repair bill."