Insurance for
Property Owners
Solid foundations for your portfolio. Insurance for landlords, body corporates, and commercial buildings.
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Why Property Owners Need Insurance
Property is a valuable asset that faces constant risks from fire, weather, and tenants. Property owners also face liability if someone is injured on their premises.
Understanding your risks
Every industry has different exposures depending on the work performed and equipment used.
Choosing comprehensive protection
Ensure your policy protects everything from assets to liability risks.
Staying compliant
Maintain alignment with industry standards and legal requirements.
Essential Insurance for Property Owners
Core coverages every business in this sector should have.
Buildings Combined
Comprehensive cover for the structure, fixtures, and fittings against fire, storm, flood, and malicious damage.
Learn MoreProperty Owners Liability
Covers you if a tenant or visitor is injured on your property due to negligence (e.g., a loose step).
Learn MoreLoss of Rent
Replaces your rental income if the building becomes uninhabitable due to an insured event (like a fire).
Learn MoreAdditional Insurance Often Chosen
Extra protection for specific risks in your industry.
Choosing the Right Cover for Your
Business
Every business operates differently. The type of work you perform and the size of your projects affect the insurance you need.
Comparing quotes from leading insurers allows you to select cover that matches your specific risks while keeping costs manageable.
Get Started NowDid you know?
If a building is under-insured (insured for less than replacement cost), the "Average" clause applies, meaning you will only be paid a percentage of any claim.
Example Scenario
The Burst Geyser
"A geyser burst in a top-floor apartment, flooding the unit below. The body corporate's insurance covered the geyser replacement and the repair of the water-damaged ceilings and floors in both units."