Safeguard Your Business with a Certificate of Insurance
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What is a Certificate of Insurance (COI)?
A Certificate of Insurance is your digital passport to doing business. It is a formal document that proves your insurance policy is active, showing third parties—like clients, landlords, or partners—that you are fully covered and compliant.
Why Your COI is Your Secret Weapon
Win More Tenders
Most government and corporate contracts in South Africa require a COI before you can even submit a bid.
Contractual Grow & Comply
It proves you meet the specific liability levels required by your industry (e.g., R5 Million Public Liability).
Peace of Mind
It tells your partners that if something goes wrong, you have the financial backing of top-tier insurers like Hollard or iTOO.
Certificates Available Instantly
Contractors All-Risk
Essential for site access. Demonstrates you have coverage for physical works, materials, and third-party risks for specific construction projects.
Public Liability
The "standard" for every SME. Proof that you are covered for accidental injury or property damage caused to others during business.
Event Liability
Crucial for organizers and vendors. Validates your coverage for specific event dates, protecting you against venue or participant claims.
Frequently Asked Questions
What information is on the certificate?
It includes your name, policy number, effective dates, types of cover, and the specific limits (e.g., R10M Professional Indemnity).
How long is it valid?
It is valid for the duration of your policy period. Once you renew, SimplyCovered issues your new certificate automatically.
Can I add a "Joint Insured"?
Yes. If a specific contract requires a client to be named on your certificate, we can update it to reflect the revised information instantly.
How do I verify it?
Any third party can verify the document by contacting the insurer listed on the certificate using the unique policy number provided.